Your score ranges from 300 to 850, but the majority of scores fall within the 600s and 700s. Higher scores indicate a lower credit risk. For a score to be calculated, your credit report must contain at least one account that has been open for six months or more, and at least one account that has been updated in the past six months.

As your data changes at the credit reporting company, so will any new score based on your credit report. So your FICO® score from a month ago is probably not the same score a lender would get from the credit reporting company today.