A credit score is a rating used b lenders to help determine whether you qualify for a particular loan or service.
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Facts about Your Score!
Your score ranges from 300 to 850, but the majority of scores fall within the 600's and 700's.
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Introduction to Credit
Put simply, credit is the reputation for repaying debts on time.
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Manage Your Credit Score
Looking for a higher credit score? There's good reason to do so - a higher score can give you a greater array of financial options and more favorable credit offers.
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CMA has attempted to answer most of the questions that you will no doubt have as you begin your journey to healthier credit.
Please review our "Frequently Asked Questions" below. If you don't see an answer to your question(s), do not
hesitate to contact us!
12. Should I enroll in a Debt Settlement Program? A Debt Settlement program is designed for individuals who want to payoff all other debt
obligations with creditors and collection agencies. We think that it is important to manage your debt obligations, but we suggest using
a reputable company to help settle out your debts. BEWARE: Consumer Credit Counseling Services have the same effect on your credit
profile as a Chapter 7 Bankruptcy.
