Is this "Credit Repair" Legal? - CMA Financial Corporation FAQs

	What is a Credit Score? A credit score is a rating used b lenders to help determine whether you qualify for a particular loan or service. learn more
	Facts about Your Score! Your score ranges from 300 to 850, but the majority of scores fall within the 600's and 700's. learn more
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CMA has attempted to answer most of the questions that you will no doubt have as you begin your journey to healthier credit. Please review our "Frequently Asked Questions" below. If you don't see an answer to your question(s), do not hesitate to contact us!

1. What happens after I enroll in the credit management program?
2. Where do I mail my credit reports?

3. Is this "Credit Repair" Legal?
YES! You are given certain rights under the Fair Credit Reporting Act, including the right to challenge inaccurate, obsolete, misleading, unverifiable and erroneous items appearing on your credit file. But, in order for a company to charge you money to help you overcome these credit obstacles, they have to be licensed and bonded by the state they have offices in! We offer our expertise and services to help assist you in taking advantage of these rights. If it wasn't legal the government would not have created the Credit Repair Organizations Act!

4. Can "Credit Management" be guaranteed?
5. Does paying off past-due credit accounts neutralize their negative status?
6. Will deleted credit accounts reappear?
7. What is a charge off?
8. Can a bad credit account actually be deleted?
9. How often can I receive credit updates?
10. Are there any hidden costs in your credit program(s)?
11. Can I restore my own credit profile?
12. Should I enroll in a Debt Settlement Program?
13. I paid that credit account off. Why is it still on my credit report?

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