A credit score is a rating used b lenders to help determine whether you qualify for a particular loan or service.
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Facts about Your Score!
Your score ranges from 300 to 850, but the majority of scores fall within the 600's and 700's.
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Introduction to Credit
Put simply, credit is the reputation for repaying debts on time.
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Manage Your Credit Score
Looking for a higher credit score? There's good reason to do so - a higher score can give you a greater array of financial options and more favorable credit offers.
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CMA has attempted to answer most of the questions that you will no doubt have as you begin your journey to healthier credit.
Please review our "Frequently Asked Questions" below. If you don't see an answer to your question(s), do not
hesitate to contact us!
10. Are there any hidden costs in your credit program(s)? There are absolutely NO hidden costs with our program. Generally, the credit bureaus
do charge a fee for you to obtain your credit reports. We will show you how to obtain these reports for free for majority of our clients.
As of January 1, 2004, revisions to the Fair Credit Reporting Act entitle every person in the United States to one free credit report per
year from each of the three bureaus.
