A credit score is a rating used b lenders to help determine whether you qualify for a particular loan or service.
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Facts about Your Score!
Your score ranges from 300 to 850, but the majority of scores fall within the 600's and 700's.
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Introduction to Credit
Put simply, credit is the reputation for repaying debts on time.
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Manage Your Credit Score
Looking for a higher credit score? There's good reason to do so - a higher score can give you a greater array of financial options and more favorable credit offers.
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CMA has attempted to answer most of the questions that you will no doubt have as you begin your journey to healthier credit.
Please review our "Frequently Asked Questions" below. If you don't see an answer to your question(s), do not
hesitate to contact us!
9. How often can I receive credit updates? By law, the credit bureaus have a "reasonable amount of time" to respond to our disputes,
the FTC has passed the overseeing of the time frame to the Attorney General of each state. Texas considers 30-45 days reasonable.
With our proven system, we can bypass many of the stall tactics used by the credit bureaus that the consumer doesn't understand
due to their lack of knowledge of many Federal Laws. REMEMBER, if you don't know your rights, you don't have any.
